Some Aspects of the Use of Digital Technologies in Domestic Banking
( Pp. 77-79)

More about authors
Sergey Yu. Reutskiy Candidate of the Faculty of Law
Russian State Academy of Intellectual Property
Moscow, Russian Federation
Abstract:
The paper contemplates to the digitalization of domestic banking activities. The paper analyzes the conditions necessary for the digitalization of banking activities, one of which is the conclusion of an agreement in the form of a smart contract. In addition, the article identifies the subjects of banking activity and defines their role in its digitalization. The purpose of the study is to analyze domestic legislation, local regulations of financial platform operators regulating the use of digital technologies in banking. Conclusions obtained during the study. Conclusions obtained in the course of the study. Currently, digital platforms and systems have appeared that provide banking-related services. Subjects of banking activity (Bank of Russia, credit and non-credit organizations) play a different role in its digitalization and, depending on it, are endowed with different functions. The possibility of implementing banking activities in a digital format is associated with the conclusion of a smart contract by the parties to the transaction.
How to Cite:
Sergey Y.R., (2022), SOME ASPECTS OF THE USE OF DIGITAL TECHNOLOGIES IN DOMESTIC BANKING. Economic Problems and Legal Practice, 1 => 77-79.
Reference list:
Rules of the FP of PJSC «Moscow Exchange MICEX-RTS». Financial platform of PJSC Moscow Exchange MMBRTS [website]. URL: https://finuslugi.ru/vklady/katalog/vse-vklady (accessed: 01.11.2020).
Ruzakova O. A. Ssues of digitalization of rights in the banking sector in accordance with the Federal Law «On Amendments to Parts One, Two and Article 1124 of Part Three of the Civil Code of the Russian Federation» // SPS «Consultant Plus».
Savelyev A. I. Contract law 2.0: Smart contracts as the beginning of the end of classical contract law // SPS «Consultant Plus».
Digital Law: Textbook / under the general editorship of V. V. Blazheyev, M. A. Egorova. M.: Prospect, 2020. -640 p.
Keywords:
Bank of Russia, credit organization, non-credit organization, digitalization, banking activities, smart contract, economy.


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