Problems of interaction of credit organizations with collection agencies in the Russian Federation
( Pp. 264-266)
More about authors
Pashevich Mariya Viktorovna
aspirant Finansovogo universiteta pri Pravitelstve Rossiyskoy Federacii
Abstract:
In article provisions of the main acts regulating transfer of the right of the requirement of a debt on credit agreements to the third parties and protection of personal information of individuals are considered and analysed. Also the position of various government bodies of the Russian Federation is presented in article, such as Rospotrebnadzor, the Supreme Arbitration Court of the Russian Federation and so forth, concerning sale of the overdue credits by the credit organizations to collection agencies. Besides stated, the main sanctions which can be applied to the credit organizations and their officials in case of violation of bank secret and/or disclosure of personal information are listed. On the basis of the studied material the answer to a question of legality of interaction of the credit organizations with collection agencies is formulated, and also recommendations about minimization of credit risks are provided.
How to Cite:
Pashevich M.V., (2013), PROBLEMS OF INTERACTION OF CREDIT ORGANIZATIONS WITH COLLECTION AGENCIES IN THE RUSSIAN FEDERATION. Business in Law, 6 => 264-266.
Reference list:
Grazhdanskiy Kodeks Rossiyskoy Federatsii;
Kodeksa Rossiyskoy Federatsii ob administrativnykh pravonarusheniyakh;
Ugolovnogo kodeksa Rossiyskoy Federatsii;
Federal nyy zakon ot 10.07.2002 O TSentral nom Banke Rossiyskoy Federatsii №86-FZ;
Federal nyy zakon ot 02.12.1990 O bankakh i bankovskoy deyatel nosti № 395-1;
Federal nyy zakon ot 27.07.2006 O personal nykh dannykh №152-FZ;
Federal nyy zakon Rossiyskoy Federatsii ot 07.02.1992 O zashchite prav potrebiteley №2300-1-FZ;
Opredelenie VAS RF ot 14.07.2011 № VAS-8679/11;
Postanovlenie CHetyrnadtsatogo arbitrazhnogo apellyatsionnogo suda ot 23.05.2011 № 14AP-2640/11;
Postanovlenie Devyatogo arbitrazhnogo apellyatsionnogo suda ot 19.07.2011 № 09AP-13519/11;
Postanovlenie CHetyrnadtsatogo arbitrazhnogo apellyatsionnogo suda ot 09.08.2011 № 14AP-4339/11;
Natsional nyy bankovskiy zhurnal (may 2012), stat ya TSel Rospotrebnadzora zashchishchat prava potrebiteley finansovykh uslug, a ne uchit banki .
Pis mo Rospotrebnadzora ot 21.03.2011 №01/10790-1-32 O praktike primeneniya sudami zakonodatel stva o zashchite prav potrebiteley pri zamene litsa v dogovornom obyazatel stve (po delam s uchastiem territorial nykh organov Rospotrebnadzora)
Kodeksa Rossiyskoy Federatsii ob administrativnykh pravonarusheniyakh;
Ugolovnogo kodeksa Rossiyskoy Federatsii;
Federal nyy zakon ot 10.07.2002 O TSentral nom Banke Rossiyskoy Federatsii №86-FZ;
Federal nyy zakon ot 02.12.1990 O bankakh i bankovskoy deyatel nosti № 395-1;
Federal nyy zakon ot 27.07.2006 O personal nykh dannykh №152-FZ;
Federal nyy zakon Rossiyskoy Federatsii ot 07.02.1992 O zashchite prav potrebiteley №2300-1-FZ;
Opredelenie VAS RF ot 14.07.2011 № VAS-8679/11;
Postanovlenie CHetyrnadtsatogo arbitrazhnogo apellyatsionnogo suda ot 23.05.2011 № 14AP-2640/11;
Postanovlenie Devyatogo arbitrazhnogo apellyatsionnogo suda ot 19.07.2011 № 09AP-13519/11;
Postanovlenie CHetyrnadtsatogo arbitrazhnogo apellyatsionnogo suda ot 09.08.2011 № 14AP-4339/11;
Natsional nyy bankovskiy zhurnal (may 2012), stat ya TSel Rospotrebnadzora zashchishchat prava potrebiteley finansovykh uslug, a ne uchit banki .
Pis mo Rospotrebnadzora ot 21.03.2011 №01/10790-1-32 O praktike primeneniya sudami zakonodatel stva o zashchite prav potrebiteley pri zamene litsa v dogovornom obyazatel stve (po delam s uchastiem territorial nykh organov Rospotrebnadzora)
Keywords:
collection agencies, credit institutions, arrears, banking secrecy, personal data, legislation.
