Malpractices by Microfinancial Organizations: An Automated Analysis of Client Stories
( Pp. 83-87)

More about authors
Vergazova Anna T. postgraduate student, assistant at the Department of Sociology of the Faculty of Social Sciences and Mass Communications
Financial University under the Government of the Russian Federation
Moscow, Russian Federation
Abstract:
The regulation of microfinance institutions is possible through understanding the structure of their work, the typology of possible deviant practices, as well as with an established system of control of each stage of interaction of such organizations with both the state and the client. Understanding how clients interact with microfinance institutions helps to identify problems in controlling their activities, as well as to develop mechanisms to protect the consumer. This research uses automated content analysis to identify key issues faced by clients of microfinance institutions and provides a framework for quickly identifying these issues by analyzing online comments. Rapid response to complaints from microfinance consumers will not only capture the facts of violations, but also help keep up-to-date the patterns of malpractices.
How to Cite:
Vergazova A.T., (2022), MALPRACTICES BY MICROFINANCIAL ORGANIZATIONS: AN AUTOMATED ANALYSIS OF CLIENT STORIES. Sociopolitical Sciences, 6 => 83-87.
Reference list:
Alabina T.A., Belik A.B., Bilyuchenko G.S. Current state and prospects for the development of microfinance organizations in Russia. Economic Research. 2017. No. 3. P. 3. (In Rus.)
Begeza V.V., Svistunov S.V. Organization of work to counter illegal withdrawal of funds, money laundering through microfinance organizations. Bulletin of the Peoples’ Friendship University of Russia. Series: Legal Sciences. 2021. Vol. 25. No. 2. Pp. 685-699. DOI 10.22363/2313-2337-2021-25-2-685-699. (In Rus.)
Bizhoeva M.S. Current state and perspectives of microfinance in Russian Federatiom. Materials for the X International students’ electronic scientific conference “Student science forum”. URL: http://www.scienceforum.ru/2018/3190/5238 (data of accesses: 22.05. 2018).
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Vergazova А.Т. Classification of malpractices of microfinancial organizations in the Russian Federation. Sociopolitical Sciences. 2022. Vol. 12. No. 5. Pp. 64-70. DOI: 10.33693/2223-0092-2022-12-5-64-70. (In Rus.)
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Keywords:
microfinancial organizations, micro credit, classification, deviant behavior, customer journey, content analysis.


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