FORMATION AND USE OF THE POPULATION'S SAVINGS TO INCREASE THE INVESTMENT POTENTIAL OF THE COUNTRY
( Pp. 66-71)
More about authors
Nikolaeva Tatyana P.
kand. ekon. nauk, docent, docent kafedry «Finansy i ceny»
Russian Economic University. G.V. Plekhanova
Russian Economic University. G.V. Plekhanova
Abstract:
The article deals with the problems of formation and use of savings in the market economy. The necessity of regulation of the process of creating favorable conditions for attracting savings of the population, strengthening its confidence in the policy to attract household funds. The practical significance of the study of the socio-economic nature of savings as an important source of domestic investment. The role of investments in the economy and sources of their financing are considered. The purpose of investment policy of the state and the factors constraining investment activity are defined. Attention is paid to the influence of inflation and interest rate on deposits on the dynamics of the savings rate of the population, which is an indicator of the standard of living of the population and its investment potential. The connection of savings with investments is established, the most significant problems of their implementation with the use of financial market instruments are identified. The monetary incomes and expenses of the population are characterized. The value of Bank deposits in the income of the population is noted. The role of the Bank of Russia in the formation of savings behavior of citizens is revealed. On the basis of the study of the problem of transformation of savings into investment, it is concluded that the need to enhance the role of the population in the investment and savings process.
How to Cite:
Nikolaeva T.P., (2018), FORMATION AND USE OF THE POPULATION'S SAVINGS TO INCREASE THE INVESTMENT POTENTIAL OF THE COUNTRY. Economic Problems and Legal Practice, 3 => 66-71.
Reference list:
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Nikolaeva T.E., Stepanova D.I. Problemy regulirovaniya ekonomiki na primere tsenoobrazovaniya // Ekonomika i predprinimatel stvo. 2016. № 9 (74). S. 893-904.
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Natocheeva N.N., Belyanchikova T.V. Osnovnye napravleniya finansirovaniya investitsionnykh proektov kreditnymi organizatsiyami // Problemy ekonomiki i yuridicheskoy praktiki. Izdatel stvo: Izdatel skiy dom quot;YUr-VAK quot; (Moskva). 2017. № 5. S. 33-36.
Ivolgina N.V., Stepanova D.I. Venchurnoe finansirovanie kak instrument investirovaniya v novye idei i nauchno-tekhnicheskie dostizheniya // Biznes v zakone. Ekonomiko-yuridicheskiy zhurnal. 2015. № 6. S. 211-214.
Biryukov I. N. Metody i formy transformatsii sberezheniy naseleniya v investitsii Tekst / I. N. Biryukov // Nauchnyy vestnik Volgogradskogo filiala RANKHIGS. Seriya: ekonomika. - 2015. -№1. - S.81-86.
Vershinina A.A., Bambaeva N.YA. Metodika statisticheskogo analiza investitsionnoy privlekatel nosti regiona // Nauchnyy vestnik Moskovskogo gosudarstvennogo tekhnicheskogo universiteta grazhdanskoy aviatsii. - 2014. - № 202. - S. 119-124.
Zvonova E.A. Bankovskie vklady kak osnovnoy instrument akkumulyatsii sberezheniy naseleniya v sovremennykh usloviyakh Tekst / E.A. Zvonova // Ekonomika. Nalogi. Pravo. - 2015. - №1. - S. 27-36.
Kramnaya V. O. Finansovyy rynok kak mekhanizm upravleniya investitsionnym potentsialom sberezheniy naseleniya Tekst / V. O. Kramnaya, D. V. Kakovkina // Vestnik rossiyskogo ekonomicheskogo universiteta im. G.V. Plekhanova. Vstuplenie. Put v nauku. -2016. - №4 (16). - S. 28-44.
Nikolaeva T.P. Bankovskiy marketing: rossiyskiy i zarubezhnyy opyt Elektronnyy resurs : ucheb. posobie. - M. : FLINTA, 2016. - 187 s.
Nikolaeva T.P. Den gi, kredit, banki Elektronnyy resurs : ucheb. posobie / T.P. Nikolaeva. - M. : FLINTA, 2015. - 377 s.
Nikolaeva T.P. Kreditnyy rynok Rossii. V sbornike: Mekhanizm snizheniya uyazvimosti bankovskogo sektora Rossii : Materialy nauchno-prakticheskoy konferentsii Segodnya i zavtra bankovskogo sektora Rossii / pod red. YU. A. Rovenskogo. - Moskva : FGBOU VO REU im. G. V. Plekhanova , 2016. - 292 s.
Peshina E.V. Neobkhodimost i napravleniya gosudarstvennoy politiki stimulirovaniya sberezheniy naseleniya Tekst / E.V. Peshina, N.A. Istomina, A.P. Ankudinova // Finansy i kredit. - 2013. - №30 (558). - S. 2-9.
Sevryukova S.V. Modelirovanie transformatsionnykh mekhanizmov formirovaniya organizovannykh sberezheniy Tekst / Sevryukova S.V. // Naseleniya nauka i biznes: puti razvitiya. - 2015. - № 4 (46). - S. 127-130.
Panova T.A. Zakon o strakhovanii vkladov fizicheskikh lits v deystvii. Aktual nye problemy finansovo-kreditnoy sfery i finansovogo menedzhmenta // Sbornik nauchnykh trudov professorsko-prepodavatel skogo sostava, aspirantov i magistrov kafedry Bankovskogo dela i finansovogo menedzhmenta. - Moskovskiy gosudarstvennyy universitet ekonomiki, statistiki i informatiki. - M., 2015. - 211 s.
Nikolaeva T.E., Stepanova D.I. Problemy regulirovaniya ekonomiki na primere tsenoobrazovaniya // Ekonomika i predprinimatel stvo. 2016. № 9 (74). S. 893-904.
Finansy : uchebnik. - 4-e izd., pererab. i dop. / pod red. prof. V. A. Slepova. - M.: Magistr : INFRA-M, 2015. - 336 s. (Bakalavriat).
Natocheeva N.N., Belyanchikova T.V. Osnovnye napravleniya finansirovaniya investitsionnykh proektov kreditnymi organizatsiyami // Problemy ekonomiki i yuridicheskoy praktiki. Izdatel stvo: Izdatel skiy dom quot;YUr-VAK quot; (Moskva). 2017. № 5. S. 33-36.
Ivolgina N.V., Stepanova D.I. Venchurnoe finansirovanie kak instrument investirovaniya v novye idei i nauchno-tekhnicheskie dostizheniya // Biznes v zakone. Ekonomiko-yuridicheskiy zhurnal. 2015. № 6. S. 211-214.
Keywords:
investment, investment activity, investment policy, savings, ways of organizing savings, income and expenditure, the savings rate, investment potential, financial market.
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