Legal Regulation of the Credit Market in the Russian Federation: Problems and Prospects for Development
( Pp. 145-148)
More about authors
Moshkina Nadezhda A.
kandidat yuridicheskih nauk, docent kafedry tamozhennogo, administrativnogo i finansovogo prava
Saratov National Research University named after N.G. Chernyshevsky
Saratov, Russian Federation Temmoeva Zariyat I. kandidat ekonomicheskih nauk, docent, docent kafedry ekonomiki i menedzhmenta v turizme
Kabardino-Balkarian University named after H.M. Berbekova
Nalchik, Russian Federation Kankulova Liana A. starshiy prepodavatel kafedry ekonomiki i menedzhmenta v turizme
Kabardino-Balkarian University named after H.M. Berbekova
Nalchik, Russian Federation Leila A. Gelyakhova Cand.Sci.(Law), police major, Head of the Department of Organization of Law Enforcement Activities
North Caucasus Institute for Advanced Studies (branch) of the Krasnodar University of the Ministry of Internal Affairs of Russia
Nalchik, Russia
Saratov National Research University named after N.G. Chernyshevsky
Saratov, Russian Federation Temmoeva Zariyat I. kandidat ekonomicheskih nauk, docent, docent kafedry ekonomiki i menedzhmenta v turizme
Kabardino-Balkarian University named after H.M. Berbekova
Nalchik, Russian Federation Kankulova Liana A. starshiy prepodavatel kafedry ekonomiki i menedzhmenta v turizme
Kabardino-Balkarian University named after H.M. Berbekova
Nalchik, Russian Federation Leila A. Gelyakhova Cand.Sci.(Law), police major, Head of the Department of Organization of Law Enforcement Activities
North Caucasus Institute for Advanced Studies (branch) of the Krasnodar University of the Ministry of Internal Affairs of Russia
Nalchik, Russia
Abstract:
Modern legal regulation of the credit market creates a legal basis for the interaction of its participants and determines the framework of their legitimate behavior in monetary relations. The credit market is a kind of the financial market of the Russian state, therefore, for the regulation of relations in this area, financial legislation is of particular importance. Despite the fact that the norms of the current legislation governing credit relations have existed for a long time, the constant complication and development of both legal and economic phenomena in society cannot but influence credit legal relations. The dynamic development and growth of bank lending in Russia is accompanied by a number of emerging problems, which, in turn, entail difficulties in the work of creditor banks in this area. In this regard, in the article, the authors highlight some problems of financial and legal regulation of the activities of credit institutions. For the development of the credit market in Russia, it is of particular importance to ensure the stability of the functioning of modern credit institutions, which, according to the authors, can be achieved through the development of syndicated lending as a tool to reduce the credit burden of individual banks, change the models of interaction of credit institutions with individual clients, as well as through the implementation of information technology in monetary relations and the development of new forms of lending in the Russian Federation.
How to Cite:
Moshkina N.A., Temmoeva Z.I., Kankulova L.A., Leila A.G., (2021), LEGAL REGULATION OF THE CREDIT MARKET IN THE RUSSIAN FEDERATION: PROBLEMS AND PROSPECTS FOR DEVELOPMENT. Economic Problems and Legal Practice, 4 => 145-148.
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Gartina YU.A. Problemy pravovogo regulirovaniya instituta bankovskogo kreditovaniya // Pravo i gosudarstvo: teoriya i praktika. 2020. № 2 (182).
Davydova M.A. K voprosu ob osushchestvlenii gosudarstvennogo nadzora za deyatel nost yu kreditnykh organizatsiy i strakhovykh kompaniy v Rossii // Problemy ekonomiki i yuridicheskoy praktiki. 2021. T. 17. № 3.
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Malovichko K.A. Pravovoe regulirovanie deyatel nosti finansovykh rynkov // Innovatsii i investitsii. 2015. №11.
Nikitina N.A. Otsenka dinamiki ob emov potrebitel skogo kreditovaniya // Sotsial nye i ekonomicheskie sistemy. 2019. № 5 (11).
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Keywords:
credit market, monetary relations, legal regulation, lending, digitalization, financial market.
