THE INFLUENCE OF THE MECHANISM OF FUNCTIONING OF INSURANCE ORGANIZATIONS ON THE STAGES OF INTERNAL CONTROL
( Pp. 83-91)

Task. The author presents the mechanism of the insurance market in modern conditions, the rationale and focus on insurance as a separate and relevant industry. Studying by the author of the mechanism of the insurance market and its structure, sources of income, financial flows, it will help to understand the methodology for conducting internal control of insurance companies, identify shortcomings and risks, develop documentation on specific features for more effective internal control. The scientific analysis conducted by the author is carried out taking into account the specifics of the activities of insurance companies. Much attention is paid to the structure of the new generation insurance market. For the implementation of economic control, you need to know the types of functioning of insurance organizations, and one of the stages of economic control is an internal audit of all business processes in the company. The author describes all participants in the insurance market. The presented structure of the insurance market is related to state regulation. Model. The author paid attention to the industry aspect of the insurance market, highlighting the features of the services of insurance companies, the stages of the mechanism of the insurance market with the aim of influencing it on the stages of internal control. Summary. Issues that remain unexplored are discussed, despite the extensive interest in creating an insurance portfolio for the enterprise. The largest share in the work is occupied by the question and suggestions related to the enterprise insurance protection system, insurance programs for enterprises, which should ensure the reform of the insurance coverage of enterprises with respect to defaults on the part of insurance companies, coordination of changes in the complex of risks and financial condition of both parties. Practical importance. The purpose of the study is to form a picture of the modern insurance market, to identify the degree of sufficiency of limited financial resources, to determine the main sources of financial inflow of the insurer. This work is the initial stage of the study of internal control in insurance companies. Originality. As a result of a study of the modern structure, financial flows of insurance organizations, stages of checking financial flows in insurance were proposed.

Aksana A.T., (2019), THE INFLUENCE OF THE MECHANISM OF FUNCTIONING OF INSURANCE ORGANIZATIONS ON THE STAGES OF INTERNAL CONTROL. Economic Problems and Legal Practice, 6 => 83-91.

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insurance market, insurance portfolio, risks, financial resources, internal control, reinsurance companies.