The complex system of evaluation of performance indicators of bank crediting
( Pp. 60-63)
More about authors
Ter-Karapetov Roman Arturovich
aspirant.
Russian Economic University named after G.V. Plekhanov
Russian Economic University named after G.V. Plekhanov
Abstract:
In the article analyzes the existing methods for evaluating the effectiveness of bank lending, in particular the basic model of customer creditworthiness the clients of commercial banks. The aim of the study made the need for optimal mechanisms for evaluating the effectiveness of bank lending. This study allows to make a General regularities in the development of modern methods of estimation of efficiency of Bank lending, to analyze the peculiarities of application of techniques of Sberbank of Russia and foreign countries The proposed assessment methodology can be applied lending by commercial banks to assess the risks in lending. The conclusions made in the article, can be used in further developing modern models of evaluation of credit products.
How to Cite:
Ter-Karapetov R.A., (2014), THE COMPLEX SYSTEM OF EVALUATION OF PERFORMANCE INDICATORS OF BANK CREDITING. Business in Law, 2 => 60-63.
Reference list:
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Zlobina M.E. Osobennosti razvitiya standartov kreditovaniya fizicheskikh lits v rossiyskikh kommercheskikh bankakh/ M.E. Zlobina. Finansy i Kredit, №30, 2009. S. 37-42;
Kaziev K.T. Rol gosudarstva v formirovanii instituta sotsial noy otvetstvennosti // Regional naya ekonomika: teoriya i praktika, 2009, № 24; Konyagina M.N. Sotsial no-ekonomicheskaya effektivnost kak pokazatel korporativnoy sotsial noy otvetstvennosti bankov // M.N. Konyagina. Vestnik KGFEI, 2011, №1(22). S.66-73;
Konyagina M.N. Osnovnye postulaty sovremennogo risk-menedzhmenta v kommercheskikh bankakh// Rol finansovo-kreditnoy sistemy v realizatsii prioritetnykh zadach razvitiya ekonomiki. Materialy 3(14)-y mezhdunarodnoy nauchnoy konferentsii 18-19 fevralya 2010 goda: Sb.dok-v. T.2./Pod red. V.E.Leont eva, N.P. Radkovskoy. SPb.: Izd-vo SPbGUEF, 2010. S. 46-50;
Lutsenko, E.V. Opredelenie kreditosposobnosti fizicheskikh lits i riska ikh kreditovaniya // Lutsenko E.V., Lebedev E.A. Finansy i kredit, 2006, № 32. S. 75-83;
Pankova, D.A. Sravnitel nyy analiz mirovoy praktiki otsenki kreditosposobnosti zaemshchikov/ D.A. Pankova. SPb.: SPbGUEF, 2011. 264 s;
Sokolovskaya, E.A. Vybor stavki po privlekaemym kreditam pri raschete pokazateley effektivnosti investitsionnogo proekta / E.A. Sokolovskaya // Plan.ekon. otd., 2013, № 6.S. 94 102;
Nenova, T. Bringing finance to Pakistan s poor: access to finance for small enterprises and the underserved / T. Nenova, C.T. Niang, A. Ahmad ; UN, World Bank. - Washington : The World Bank, 2009, XXIV. R. 233;
Christian Bluhm, Ludger Overbeck, Christoph Wagner. Introduction to Credit Risk Modeling , second edition, USA: Chapman and Hall/ CRC Financial Mathematics Series, 2010. R. 383.
Zlobina M.E. Osobennosti razvitiya standartov kreditovaniya fizicheskikh lits v rossiyskikh kommercheskikh bankakh/ M.E. Zlobina. Finansy i Kredit, №30, 2009. S. 37-42;
Kaziev K.T. Rol gosudarstva v formirovanii instituta sotsial noy otvetstvennosti // Regional naya ekonomika: teoriya i praktika, 2009, № 24; Konyagina M.N. Sotsial no-ekonomicheskaya effektivnost kak pokazatel korporativnoy sotsial noy otvetstvennosti bankov // M.N. Konyagina. Vestnik KGFEI, 2011, №1(22). S.66-73;
Konyagina M.N. Osnovnye postulaty sovremennogo risk-menedzhmenta v kommercheskikh bankakh// Rol finansovo-kreditnoy sistemy v realizatsii prioritetnykh zadach razvitiya ekonomiki. Materialy 3(14)-y mezhdunarodnoy nauchnoy konferentsii 18-19 fevralya 2010 goda: Sb.dok-v. T.2./Pod red. V.E.Leont eva, N.P. Radkovskoy. SPb.: Izd-vo SPbGUEF, 2010. S. 46-50;
Lutsenko, E.V. Opredelenie kreditosposobnosti fizicheskikh lits i riska ikh kreditovaniya // Lutsenko E.V., Lebedev E.A. Finansy i kredit, 2006, № 32. S. 75-83;
Pankova, D.A. Sravnitel nyy analiz mirovoy praktiki otsenki kreditosposobnosti zaemshchikov/ D.A. Pankova. SPb.: SPbGUEF, 2011. 264 s;
Sokolovskaya, E.A. Vybor stavki po privlekaemym kreditam pri raschete pokazateley effektivnosti investitsionnogo proekta / E.A. Sokolovskaya // Plan.ekon. otd., 2013, № 6.S. 94 102;
Nenova, T. Bringing finance to Pakistan s poor: access to finance for small enterprises and the underserved / T. Nenova, C.T. Niang, A. Ahmad ; UN, World Bank. - Washington : The World Bank, 2009, XXIV. R. 233;
Christian Bluhm, Ludger Overbeck, Christoph Wagner. Introduction to Credit Risk Modeling , second edition, USA: Chapman and Hall/ CRC Financial Mathematics Series, 2010. R. 383.
Keywords:
the banking sector, credit, the facility, efficiency.
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