Legal regulation of the loan agreement
( Pp. 134-138)

More about authors
Bogdanova Tatiana V. kandidat yuridicheskih nauk, docent kafedry grazhdanskogo prava; Prokuratura Oktyabrskogo rayona g. Tambova, pomoschnik prokurora
Derzhavin Tambov State University; the prosecutor's office of the Oktyabrsky district of Tambov city
Abstract:
The article discusses a loan agreement, explores its legal nature, the essential conditions, the form of the agreement, the right to withdraw from the agreement until its issuance. It is determined that the loan agreement can be both real and consensual, depending on what the parties indicate in the agreement. The conditions of the amount of interest on the loan, the loan repayment period, the liability in case of delay in fulfilling the obligation are immaterial but relate to other conditions of the loan agreement. Analyzing the hand receipt as evidence of the conclusion of the loan agreement, the author concludes that the current civil law does not provide a clear and complete definition of the hand receipt and does not disclose its entire essence. The borrowers' consequences of a breach of the loan agreement due to the late payments are as follows: the borrower has to repay the full loan; the borrower has to pay the installment loan. The author determines that the legal nature of interest on the use of funds and interest recovered for the delay is different: interest on the use of money is included in the subject of the loan agreement, and interest recovered for the delay is a measure of responsibility for improper performance of the contract.
How to Cite:
Bogdanova T.V., (2020), LEGAL REGULATION OF THE LOAN AGREEMENT. Economic Problems and Legal Practice, 3 => 134-138.
Reference list:
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Keywords:
agreement, loan, borrower, lender.


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