Protection of the rights of consumers of financial services in the United States: general provisions
( Pp. 176-179)

More about authors
Ivanovskaya Natalia V. kand. yurid. nauk, docent, docent kafedry grazhdanskogo prava i processa i mezhdunarodnogo chastnogo prava
RUDN University Law Institute
Abstract:
The article examines the activities of the Financial Practice Division of the Bureau for Consumer Protection under the US Federal Trade Commission, as well as the Consumer Financial Protection Bureau. The auto notes that until 2010 the Financial Practice Department of the FTC was the only agency specifically authorized to protect consumers from fraud or fraudulent practices in financial services. All cases related to bank cards, mortgage lending practices and debt collection practices were under the responsibility of the Financial Practice Department of the FTC. Now these functions are performed jointly with the Consumer Financial Protection Bureau, established in 2009 (CFPB). The CFPB was created as a single center to ensure compliance with federal laws on consumer lending and consumer protection in the financial market. A consumer complaint can be resolved in an administrative adjudication proceedings or the CFPB Ombudsman.
How to Cite:
Ivanovskaya N.V., (2018), PROTECTION OF THE RIGHTS OF CONSUMERS OF FINANCIAL SERVICES IN THE UNITED STATES: GENERAL PROVISIONS. Gaps in Russian Legislation, 3 => 176-179.
Reference list:
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Ivanovskaya N.V. Okazanie uslug po al ternativnomu razresheniyu sporov obshchestvennymi organizatsiyami v zarubezhnykh stranakh//CHernye dyry v Rossiyskom zakonodatel stve - № 2 - 2013. S. 131.
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Bureau of Consumer Protection// Federal Trade Commission.URL:https://www.ftc.gov/about-ftc/bureaus-offices/bureau-consumer-protection Data obrashcheniya 03.04.18.
CFPB Ombudsman//Consumer Financial Protection Bureau. URL: https://www.consumerfinance.gov/cfpb-ombudsman/ Data obrashcheniya 08.04.18.
Consumer Financial Protection Bureau. URL: https://www.consumerfinance.gov/ Data obrashcheniya 03.04.18.
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Keywords:
financial services, Bureau of financial consumer protection, the Ombudsman for financial services, right USA, The Federal Trade Commission, Bureau for consumer protection at the FTC, administrative quasi-judicial proceedings.


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