The concept of electronic money according to the legislation of Russia and foreign countries
( Pp. 187-191)

More about authors
Kolesnikov Yuriy A. doktor yuridicheskih nauk, docent, zaveduyuschiy kafedroy finansovogo prava
Southern Federal University
Abstract:
The subject of research is a rather young for Russia Institute as electronic money. The author of quite a lot of attention in the article is paid to the study of the experience of the regulation of electronic money in foreign countries (the USA and the European Union). The author analyzes in detail the Russian legislation regulating the national payment system, noting the timeliness and importance of a high level of legal techniques in the regulation of electronic money in Russia, as well as the relevance of its reformation under the influence of new economic conditions. The value of this article is the use of the method of comparing the experience of regulation of electronic money in foreign countries with the Russian. The author also analyzes not only the Federal law "On national payment system", but other LA (legal act) accompanying the Act, which gives the opportunity to see a picture of integrity. Electronic money is fairly new and so young Institute of Russian reality, and one that requires careful study and analysis, especially under the influence of the new geopolitical and economic conditions. The article ends with a conclusion about the effectiveness of the use of electronic money in the interests of the state, but also by the uniqueness of the Russian experience. the article analyses the dynamics of changes in the legislation governing the circulation of electronic money. Issues considered by the Russian legislation, and we study the experience of foreign countries.
How to Cite:
Kolesnikov Y.A., (2015), THE CONCEPT OF ELECTRONIC MONEY ACCORDING TO THE LEGISLATION OF RUSSIA AND FOREIGN COUNTRIES. Gaps in Russian Legislation, 2 => 187-191.
Reference list:
Kochergin D.A. Aktual nye problemy regulirovaniya deyatel nosti v sfere elektronnykh deneg na primere razvitykh stran. // Konsul tant Plyus.
Pis mo TSentral nogo Banka RF ot 20 dekabrya 2013 g. № 249-T O predostavlenii klientam - fizicheskim litsam informatsii ob osobennostyakh okazaniya uslug po perevodu elektronnykh denezhnykh sredstv // www.cbr.ru
Razgil dieva M.B., Institut finansovo-pravovogo prinuzhdeniya v sisteme distsipliny Finansovoe pravo // zhurnal Sotsial no-politicheskie nauki №3 2012 g. S. 90-93
Soobshchenie Banka Rossii ot 10 fevralya 2014 g. Otvety na voprosy po primeneniyu stat i 9 Federal nogo zakona O natsional noy platezhnoy sisteme // IA GARANT
Federal nyy zakon ot 27.06.2011 № 161-FZ O natsional noy platezhnoy sisteme // Konsul tant Plyus.
Federal nyy zakon ot 10.12.2003 № 173-FZ O valyutnom regulirovanii i valyutnom kontrole // Konsul tant Plyus.
Federal nyy Zakon ot 23.12.2003 goda №177-FZ O strakhovanii vkladov fizicheskikh lits v bankakh RF // Konsul tant Plyus.
KHandruev A., CHumachenko A. Elektronnyy koshelek. // Pryamye investitsii, № 1 (93), 2010.
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Keywords:
electronic money, national payment system, cash services, credit institutions.


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