THE ROLE OF ACCEPTABLE INTEREST RATE ON BANK LOANS FOR THE DEVELOPMENT OF NON-PRIMARY SECTOR OF THE ECONOMY
( Pp. 154-160)
More about authors
Makerov Ivan V.
glavnyy specialist otdela pravovogo obespecheniya administracii g. Belgoroda, aspirant kafedry trudovogo i predprinimatelskogo prava yuridicheskogo instituta NIU «BelGU»
Belgorod city administration; institute of law NRU “BelSU”
Belgorod city administration; institute of law NRU “BelSU”
Abstract:
The article analyzes the impact of the credit interest rate on the ability of non-oil sector to invest borrowed funds in the renovation of fixed assets and therefore studied the statistics, regulatory and analytical papers. Examines the factors influencing the rate of interest, the dependence of the minimum rate of return on the value of the interest rate on the loan. At the end of the study the author concludes that the interest rate on loans to non-primary sector of the economy should be no more than 12 percent and then proposes to examine the possibility of introducing amendments to the certain regulatory acts
How to Cite:
Makerov I.V., (2015), THE ROLE OF ACCEPTABLE INTEREST RATE ON BANK LOANS FOR THE DEVELOPMENT OF NON-PRIMARY SECTOR OF THE ECONOMY. Business in Law, 5 => 154-160.
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Poslanie Prezidenta RF V.V. Putina Federal nomu Sobraniyu RF ot 12 dekabrya 2013 g. // Rossiyskaya gazeta , № 282, 13.12.2013
Osnovnye napravleniya deyatel nosti Pravitel stva Rossiyskoy Federatsii na period do 2018 goda http://government.ru/info/761/
Poslanie Prezidenta RF Federal nomu Sobraniyu ot 04.12.2014 g. Poslanie Prezidenta RF Federal nomu Sobraniyu // Parlamentskaya gazeta, № 43, 05-11.12.2014 g.
Rasporyazhenie Pravitel stva RF ot 27 yanvarya 2015 g. № 98-r O plane pervoocherednykh meropriyatiy po obespecheniyu ustoychivogo razvitiya ekonomiki i sotsial noy stabil nosti v 2015 g. // Sobranie zakonodatel stva RF, 02.02.2015, № 5, st. 866
Doklad k XXIV S ezdu Assotsiatsii rossiyskikh bankov Banki i obshchestvo: rol kreditnykh organizatsiy v sotsial no - ekonomicheskom razvitii Rossii Moskva 2013 g. s. 109 (st. 35) http://arb.ru/upload/files/news/20130321 ARB 2013 congress report for web (final 3 2).pdf
Produkty i tekhnologii sovremennogo bankovskogo biznesa / kollektiv avtorov; pod red. d-ra ekon. nauk, professora G.N. Beloglazovoy i d-ra ekon. nauk, professora N.P. Radkovskoy. SPb.: Izd-vo SPbGEU, 2013. - 292 s. (180)
Informatsiya Federal noy nalogovoy sluzhby ot 14 maya 2014 g. Rentabel nost prodannykh tovarov, produktsii, rabot, uslug i rentabel nost aktivov organizatsiy po vidam ekonomicheskoy deyatel nosti, v protsentakh http://www.garant.ru/products/ipo/prime/doc/70552968/
Novaya ekonomicheskaya politika. Politika ekonomicheskogo rosta (doklad INP RAN) http://so-l.ru/news/plist/show/398029
Kredity na finansirovanie novykh proektov http://www.sberbank.ru/belgorod/ru/s m business/credits/creditsfornewprojects/bproekt/
Kredit predpriyatiyam http://www.rosbank.ru/ru/msb/predprinimatelyam/cred/entity/
Programma Biznes - Invest http://www.bankuralsib.ru/smallbusiness/credits/invest.wbp
Ministerstvo ekonomicheskogo razvitiya RF Monitoring Ob itogakh sotsial no-ekonomicheskogo razvitiya Rossiyskoy Federatsii v 2014 godu http://economy.gov.ru/wps/wcm/connect/97fcd9bd-03b8-4c66-a02f-117d69e48429/ D0 98 D1 82 D0 BE D0 B3 D0 B8 2014.pdf MOD AJPERES CACHEID 97fcd9bd-03b8-4c66-a02f-117d69e48429
Doklad k XXVI S ezdu Assotsiatsii rossiyskikh bankov http://arb.ru/b2b/discussion/godovoy doklad arb 2015-9903377/ sphrase id 123361 http://arb.ru/upload/iblock/02e/ARB-XXVI-Doklad.pdf
VTB 24, Investitsionnyy kredit, http://www.vtb24.ru/company/loans/base/invest/Pages/default.aspx
Rosbank, Kreditovanie predpriyatiy malogo biznesa, http://www.rosbank.ru/ru/mb/credits/detail/kredity-msb/Kredit/
Uralsib, Programma Biznes - Invest, http://www.bankuralsib.ru/smallbusiness/credits/invest.wbp
Obzor metodov rascheta stavki diskontirovaniya, http://www.cfin.ru/finanalysis/math/discount rate.shtml ftn7
Investitsii: Kas yanenko T.G., Makhovikova G.A. - M.: Eksmo, 2009. - 240 s.
Ekonomicheskaya otsenka investitsiy: N.A. SHCHerbakova, I.I. Aleksandrova. - Novosibirsk: SGGA, 2012. - 202 s.
Metodicheskie rekomendatsiy po otsenke effektivnosti investitsionnykh proektov, utverzhdennykh Minekonomiki RF, Minfinom RF, Gosstroem RF ot 21.06.1999 g. № VK 477, Moskva, izd. Ekonomika , 2000
Osnovnye napravleniya edinoy gosudarstvennoy denezhno-kreditnoy politiki na 2014 god i period 2015 i 2016 godov , utv. Bankom Rossii, Vestnik Banka Rossii, № 67, 26.11.2013 http://www.cbr.ru/publ/ondkp/on 2014 282015-2016 29.pdf
Bank Rossii O klyuchevoy stavke Banka Rossii http://www.cbr.ru/press/pr.aspx file 12092014 133036dkp2014-09-12T13 15 46.htm
Bank Rossii Informatsiya na potrebitel skom rynke http://www.cbr.ru/statistics/ Prtid macro sub ch inf CheckedItem
Bank Rossii Inflyatsiya na potrebitel skom rynke http://www.cbr.ru/statistics/infl/Infl 01072015.pdf
Bank Rossii O klyuchevoy stavke Banka Rossii http://www.cbr.ru/press/pr.aspx file 31102014 133027dkp2014-10-31T13 15 16.htm
Bank Rossii O klyuchevoy stavke Banka Rossii http://www.cbr.ru/press/pr.aspx file 31072015 133033keyrate2015-07-31T13 03 35.htm
FRS SSHA sokhranila bazovuyu stavku na rekordno nizkom urovne 0-0,25 http://ria.ru/economy/20150318/1053293655.html
YArygina I.Z. Bankovskie sistemy i banki v usloviyakh razvitiya geoekonomiki: Monografiya. M.: Finansovaya akademiya pri Pravitel stve RF, 2006. 344 s.
Poslanie Prezidenta RF V.V. Putina Federal nomu Sobraniyu RF ot 12 dekabrya 2013 g. // Rossiyskaya gazeta , № 282, 13.12.2013
Keywords:
the interest rate on the loan, the Bank, the borrower, inflation, the key rate, the minimum rate of return.
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